.ins-page{background:var(--bg-white)}.ins-breadcrumb{background:var(--bg-white);border-bottom:1px solid var(--border);padding:20px 0;margin-top:108px}.ins-breadcrumb-list{list-style:none;display:flex;align-items:center;gap:12px;font-size:.95rem;color:var(--text-secondary)}.ins-breadcrumb-list li{display:flex;align-items:center}.ins-breadcrumb-list li:not(:last-child):after{content:"/";margin-left:12px;color:var(--border)}.ins-breadcrumb-list a{color:var(--text-secondary);transition:color .3s var(--ease)}.ins-breadcrumb-list a:hover{color:var(--brand)}.ins-hero{padding:100px 0 80px;text-align:center;background:linear-gradient(135deg,var(--bg-white) 0%,var(--bg-warm) 100%);border-bottom:1px solid var(--border);position:relative;overflow:hidden}.ins-hero:before{content:"";position:absolute;top:-180px;right:-120px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(151,60,0,.05) 0%,transparent 70%);pointer-events:none}.ins-hero:after{content:"";position:absolute;bottom:-120px;left:-80px;width:350px;height:350px;border-radius:50%;background:radial-gradient(circle,rgba(232,168,73,.05) 0%,transparent 70%);pointer-events:none}.ins-hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--brand-glow);color:var(--brand);padding:10px 18px;border-radius:100px;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.14em;margin-bottom:24px;position:relative;z-index:1}.ins-hero-badge:before{content:"";width:4px;height:4px;background:var(--brand);border-radius:50%}.ins-hero-title{font-family:var(--font-serif);font-size:clamp(2.4rem,5.2vw,3.8rem);font-weight:600;color:var(--text);margin-bottom:16px;line-height:1.12;letter-spacing:-.01em;position:relative;z-index:1}.ins-hero-desc{font-size:1.15rem;color:var(--text-secondary);max-width:640px;margin:0 auto;line-height:1.8;position:relative;z-index:1}.ins-section-eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--brand);margin-bottom:16px}.ins-section-eyebrow:before{content:"";width:24px;height:2px;background:var(--brand);border-radius:2px}.ins-section-title{font-family:var(--font-serif);font-size:clamp(1.8rem,3.8vw,2.8rem);font-weight:600;color:var(--text);margin-bottom:16px;line-height:1.2}.ins-section-desc{font-size:1.05rem;color:var(--text-secondary);max-width:640px;line-height:1.8;margin-bottom:48px}.ins-section--tinted{background:var(--bg-warm);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.ins-providers{padding:100px 0}.ins-providers-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:48px}.ins-provider-card{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius-sm);padding:28px 20px;display:flex;flex-direction:column;align-items:center;gap:16px;text-align:center;transition:all .5s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}.ins-provider-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--brand),var(--brand-pale));transform:scaleX(0);transform-origin:left;transition:transform .5s cubic-bezier(.16,1,.3,1)}.ins-provider-card:hover{border-color:#973c0026;box-shadow:0 16px 32px -8px #973c001a,0 6px 12px -6px #0000000a;transform:translateY(-6px)}.ins-provider-card:hover:before{transform:scaleX(1)}.ins-provider-icon{width:48px;height:48px;background:var(--brand-glow);color:var(--brand);border-radius:12px;display:flex;align-items:center;justify-content:center;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-provider-icon svg{width:24px;height:24px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-provider-card:hover .ins-provider-icon{background:var(--brand);transform:scale(1.08) rotate(-6deg)}.ins-provider-card:hover .ins-provider-icon svg{color:#fff}.ins-provider-name{font-family:var(--font-sans);font-size:.95rem;font-weight:600;color:var(--text);line-height:1.3}.ins-providers-note{margin-top:32px;padding:20px 28px;background:var(--brand-ghost);border-radius:var(--radius-sm);font-size:1rem;color:var(--text-secondary);line-height:1.7;text-align:center}.ins-providers-note a{color:var(--brand);font-weight:600;text-decoration:none;transition:color .3s var(--ease)}.ins-providers-note a:hover{color:var(--brand-dark)}.ins-process{padding:100px 0}.ins-process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px;counter-reset:process}.ins-process-card{counter-increment:process;background:var(--bg-white);border:1px solid var(--border);border-radius:20px;padding:40px;text-align:center;transition:all .5s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}.ins-process-card:before{content:"";position:absolute;bottom:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--brand),var(--brand-pale));transform:scaleX(0);transform-origin:center;transition:transform .5s cubic-bezier(.16,1,.3,1)}.ins-process-card:hover{border-color:#973c001f;box-shadow:0 20px 40px -12px #973c001a,0 8px 16px -8px #0000000a;transform:translateY(-8px)}.ins-process-card:hover:before{transform:scaleX(1)}.ins-process-number{position:absolute;top:16px;right:20px;font-family:var(--font-serif);font-size:3.5rem;font-weight:700;color:#973c000a;line-height:1;pointer-events:none;transition:color .4s ease}.ins-process-card:hover .ins-process-number{color:#973c0014}.ins-process-icon{width:60px;height:60px;background:var(--brand-glow);color:var(--brand);border-radius:16px;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-process-icon svg{width:28px;height:28px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-process-card:hover .ins-process-icon{background:var(--brand);transform:scale(1.08) rotate(-6deg)}.ins-process-card:hover .ins-process-icon svg{color:#fff}.ins-process-card h3{font-family:var(--font-serif);font-size:1.35rem;font-weight:600;color:var(--text);margin-bottom:14px;position:relative}.ins-process-card h3:after{content:"";display:block;width:32px;height:2px;background:var(--brand);margin:14px auto 0;border-radius:2px;transition:width .4s cubic-bezier(.16,1,.3,1)}.ins-process-card:hover h3:after{width:52px}.ins-process-card p{font-size:1rem;color:var(--text-secondary);line-height:1.8}.ins-no-insurance{padding:100px 0}.ins-no-insurance-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:center}.ins-no-insurance-text{font-size:1.1rem;color:var(--text-secondary);line-height:1.9;margin-bottom:32px}.ins-no-insurance-list{list-style:none;display:flex;flex-direction:column;gap:16px;margin-bottom:36px}.ins-no-insurance-list li{display:flex;align-items:center;gap:14px;font-size:1.05rem;color:var(--text-secondary);line-height:1.6}.ins-no-insurance-list li svg{width:20px;height:20px;color:var(--brand);flex-shrink:0}.ins-no-insurance-actions{display:flex;gap:12px;flex-wrap:wrap}.ins-no-insurance-visual{display:flex;flex-direction:column;gap:20px}.ins-savings-card{background:var(--bg-warm);border:1px solid var(--border);border-radius:20px;padding:32px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-savings-card:hover{border-color:#973c001f;box-shadow:0 12px 24px -6px #973c0014;transform:translateY(-4px)}.ins-savings-icon{width:52px;height:52px;background:var(--brand-glow);color:var(--brand);border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}.ins-savings-icon svg{width:26px;height:26px}.ins-savings-card h3{font-family:var(--font-serif);font-size:1.25rem;font-weight:600;color:var(--text);margin-bottom:10px}.ins-savings-card p{font-size:.98rem;color:var(--text-secondary);line-height:1.7}.ins-payments{padding:100px 0}.ins-payments-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;margin-top:48px}.ins-payment-card{background:var(--bg-white);border:1px solid var(--border);border-radius:20px;padding:32px 24px;text-align:center;transition:all .5s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}.ins-payment-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--brand),var(--brand-pale));transform:scaleX(0);transform-origin:left;transition:transform .5s cubic-bezier(.16,1,.3,1)}.ins-payment-card:hover{border-color:#973c0026;box-shadow:0 16px 32px -8px #973c001a,0 6px 12px -6px #0000000a;transform:translateY(-6px)}.ins-payment-card:hover:before{transform:scaleX(1)}.ins-payment-icon{width:56px;height:56px;background:var(--brand-glow);color:var(--brand);border-radius:14px;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-payment-icon svg{width:26px;height:26px;transition:all .4s cubic-bezier(.16,1,.3,1)}.ins-payment-card:hover .ins-payment-icon{background:var(--brand);transform:scale(1.08) rotate(-6deg)}.ins-payment-card:hover .ins-payment-icon svg{color:#fff}.ins-payment-card h3{font-family:var(--font-serif);font-size:1.15rem;font-weight:600;color:var(--text);margin-bottom:8px}.ins-payment-card p{font-size:.92rem;color:var(--text-secondary);line-height:1.6}.ins-financing{padding:100px 0}.ins-financing-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:center}.ins-financing-text{font-size:1.1rem;color:var(--text-secondary);line-height:1.9;margin-bottom:36px}.ins-financing-features{display:flex;flex-direction:column;gap:20px}.ins-financing-feature{display:flex;align-items:flex-start;gap:16px;padding:16px;border-radius:var(--radius-sm);transition:background .3s var(--ease)}.ins-financing-feature:hover{background:var(--brand-ghost)}.ins-financing-feature-icon{width:40px;height:40px;background:var(--brand-glow);color:var(--brand);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.ins-financing-feature-icon svg{width:20px;height:20px}.ins-financing-feature h4{font-family:var(--font-sans);font-size:1.02rem;font-weight:600;color:var(--text);margin-bottom:4px}.ins-financing-feature p{font-size:.92rem;color:var(--text-secondary);line-height:1.6}.ins-financing-visual{display:flex;align-items:center;justify-content:center}.ins-financing-callout{background:linear-gradient(135deg,var(--bg-warm) 0%,var(--bg-white) 100%);border:1px solid var(--border);border-radius:24px;padding:48px;text-align:center;position:relative;overflow:hidden}.ins-financing-callout:before{content:"";position:absolute;top:-60px;right:-60px;width:200px;height:200px;border-radius:50%;background:#973c000a;pointer-events:none}.ins-financing-callout-badge{font-family:var(--font-serif);font-size:4.5rem;font-weight:700;color:var(--brand);line-height:1;margin-bottom:8px;position:relative;z-index:1}.ins-financing-callout h3{font-family:var(--font-serif);font-size:1.5rem;font-weight:600;color:var(--text);margin-bottom:16px;position:relative;z-index:1}.ins-financing-callout p{font-size:1rem;color:var(--text-secondary);line-height:1.7;margin-bottom:28px;position:relative;z-index:1}.ins-financing-callout .btn{position:relative;z-index:1}.ins-faq{padding:100px 0}.ins-faq-header{text-align:center;margin-bottom:48px}.ins-faq-header .ins-section-eyebrow{justify-content:center}.ins-faq-grid{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:12px}.ins-faq-item{background:var(--bg-white);border:1px solid var(--border);border-radius:var(--radius-sm);overflow:hidden;transition:all .3s var(--ease)}.ins-faq-item:hover{border-color:#973c0026}.ins-faq-item[open]{border-color:#973c0033;box-shadow:0 8px 24px -8px #973c0014}.ins-faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:24px 28px;cursor:pointer;list-style:none;user-select:none;transition:background .3s var(--ease)}.ins-faq-item summary::-webkit-details-marker{display:none}.ins-faq-item summary::marker{content:""}.ins-faq-item summary:hover{background:var(--brand-ghost)}.ins-faq-question{font-family:var(--font-sans);font-size:1.08rem;font-weight:600;color:var(--text);line-height:1.4}.ins-faq-toggle{width:32px;height:32px;border-radius:50%;background:var(--brand-glow);color:var(--brand);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .3s var(--ease)}.ins-faq-toggle svg{width:16px;height:16px;transition:transform .3s var(--ease)}.ins-faq-item[open] .ins-faq-toggle{background:var(--brand);color:#fff}.ins-faq-item[open] .ins-faq-toggle svg{transform:rotate(45deg)}.ins-faq-answer{padding:0 28px 24px}.ins-faq-answer p{font-size:1rem;color:var(--text-secondary);line-height:1.8}.ins-faq-answer a{color:var(--brand);font-weight:600;text-decoration:none;transition:color .3s var(--ease)}.ins-faq-answer a:hover{color:var(--brand-dark)}.ins-cta{padding:100px 0}.ins-cta-inner{background:linear-gradient(135deg,var(--bg-warm) 0%,var(--bg-white) 100%);border:1px solid var(--border);border-radius:24px;padding:72px;text-align:center;position:relative;overflow:hidden}.ins-cta-inner:before{content:"";position:absolute;top:-100px;right:-100px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(151,60,0,.05) 0%,transparent 70%);pointer-events:none}.ins-cta-inner:after{content:"";position:absolute;bottom:-80px;left:-60px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(232,168,73,.05) 0%,transparent 70%);pointer-events:none}.ins-cta-content{position:relative;z-index:1}.ins-cta-title{font-family:var(--font-serif);font-size:clamp(2rem,4vw,2.8rem);font-weight:600;color:var(--text);margin-bottom:16px;line-height:1.2}.ins-cta-desc{font-size:1.1rem;color:var(--text-secondary);max-width:600px;margin:0 auto 36px;line-height:1.8}.ins-cta-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.ins-cta-actions .btn svg{width:18px;height:18px;flex-shrink:0}@media(max-width:1100px){.ins-providers-grid,.ins-payments-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:768px){.ins-breadcrumb{padding:16px 0}.ins-hero{padding:80px 0 60px}.ins-providers{padding:60px 0}.ins-providers-grid{grid-template-columns:repeat(2,1fr);gap:12px}.ins-process{padding:60px 0}.ins-process-grid{grid-template-columns:1fr;gap:20px}.ins-no-insurance{padding:60px 0}.ins-no-insurance-grid{grid-template-columns:1fr;gap:40px}.ins-payments{padding:60px 0}.ins-payments-grid{grid-template-columns:repeat(2,1fr);gap:12px}.ins-financing{padding:60px 0}.ins-financing-grid{grid-template-columns:1fr;gap:40px}.ins-financing-callout{padding:36px}.ins-financing-callout-badge{font-size:3.5rem}.ins-faq{padding:60px 0}.ins-faq-item summary{padding:20px 22px}.ins-faq-answer{padding:0 22px 20px}.ins-cta{padding:60px 0}.ins-cta-inner{padding:48px 28px}.ins-cta-actions{flex-direction:column;align-items:center}.ins-no-insurance-actions{flex-direction:column}.ins-no-insurance-actions .btn{text-align:center;justify-content:center}}@media(max-width:480px){.ins-providers-grid,.ins-payments-grid{grid-template-columns:1fr}}